Medical inflation continues to outpace consumer goods inflation year-over-year, and at some point business leaders look for options to get off of the traditional hamster wheel and take more control over their health insurance premiums, claims, and make better health consumers of their employees. I work with business leaders to help them build a long-term strategy to combat expensive fraud, waste, and abuse in their employee benefits plans, educate and incent covered employees to better navigate an opaque healthcare marketplace resulting in more sustainability in the coverage, networks, and richness of plans offered to their employees. I help clients to evaluate options from traditional fully insured and level funded contracts to less traditional options including captive, self-funding, reference based pricing, and cash-in-lieu programs like QSEHRA and ICHRA.